Identity theft can be devastating to a person’s financial future. From credit cards to bank accounts, personal and car loans, employers are not shy about applying harsh measures to prevent identity theft. The threat of identity theft is a constant threat today. With many people having their personal and business accounts being accessed online by identity thieves, it is important that consumers take the necessary steps to protect themselves. Get an identity theft scan right here at 360Cyber. We can scan the dark web and give you a report letting you know if any of your details are exposed and being sold on the dark web. This is essential to help prevent identity theft.
As the name implies, social security card fraud is one of the most common forms of identity theft prevention steps. With an account number and name, identity thieves can apply for loans or credit cards. This allows them to assume the identity of the victim and as a result, unauthorized charges are made. While it is important that identity thieves are caught, this type of crime has no limits and is widespread in all parts of the United States.
For those who are victims of credit card fraud, there are many different ways to protect yourself. Theft of a credit card occurs when a thief who has gained access to a victim’s personal information uses the account information to make purchases. If the account numbers are used, items such as electronics, furniture, and clothing can be stolen. Aft identity theft is difficult to catch, but by taking simple identity theft prevention steps, it can be prevented. Here are some of the most effective steps to take.
Be cautious when giving out sensitive information online. Only give out your information if you know that it will be used safely. Opening accounts with banks and other financial institutions online, answering email requests from friends and family, and filling out forms on sites that ask for your Social Security number are all good examples of why it is important to discover identity theft prevention steps before using a credit card. If you think that you are going to be tricked into giving out information online, it is better to just avoid the entire process until you are sure that you have found one of the few reputable online lenders that truly offer an online identity theft protection option. If you are unsure of which lender is best, do a quick internet search to find out.
When applying for credit cards or opening new accounts, be aware of application fraud identity theft prevention steps. Many fraudulent artists pose as legitimate lenders when in reality they are looking to steal your information. Applying for credit cards is just one way that thieves have found a way to illegally obtain information about consumers. Look for inconsistencies in the way that you were asked for information or if the creditor never sent you any credit card offers after you applied.
Being a victim of IRS identity theft can be a difficult experience. If you suspect that your account has been taken or that someone has been attempting to use your identity, you should call the IRS immediately. There are specific IRS procedures that you should follow when reporting the incident, including reporting to the appropriate agency authorities and to the proper authorities in your state, county, or state capital.
Identity theft may also occur via social security accounts. Social security fraud happens when a criminal obtains a social security number for the sole purpose of obtaining credit or other benefits in your name. In many cases the thief will have several accounts open in your name, either opening them at different times or asking for very expensive fees to close the accounts. In many cases the social security agency will freeze the suspicious account, preventing any activity while they investigate the matter.
Identifying information theft victim in this manner is very important. If you believe that you have been a victim of this type of crime or know that someone may have acted in a way that indicated you are a victim, reporting the matter to the appropriate authorities and to the local authorities is the first step toward recovering your identity and restoring your financial standing. If you are not a victim of identity theft, but you have been the victim of credit card fraud, contact a credit-card-fraud attorney who can assist you in reporting the crime, negotiating with the offending party, recovering your identity and fighting back against any and all charges. Make sure you get your identity theft scan today from 360Cyber. We can help you discover if your details are on the dark web.